Our prescription drug coverage We have a few programs to help make sure the medications you take are safe and low-cost. Sometimes, we'll make an exception based on medical need. • Prior Authorization (PA): Sometimes, your provider has to check with us to make sure we cover certain prescriptions. This is just one way we make sure you get the right drug for you. • Step Therapy (ST): Before you can get certain medications, you may need to try one that costs less and has been proven to treat your condition. If the drug that costs less doesn’t help, then you can try the more expensive one. • Quantity Limits (QL): Sometimes we have limits on the amount of a drug that you get each time you fill your prescription. If you join a plan and are already taking a medication we don't cover, we'll cover up to a 30-day supply in the first 3 months.