Option 1 – Original Medicare Also known as Parts A and B Part A Part B Hospital Insurance Medical Insurance Helps cover the big stuff like: Helps cover routine care and medically • Inpatient hospital stays necessary services like: • Critical access hospitals • Doctor visits and services • Skilled nursing facilities • Outpatient care, like x-rays, labs, and tests (not custodial or long-term care) • Preventive services, like your yearly exam • Hospice care and some home health care Part D NOT COVERED Prescription Drugs If you need drug coverage, you may need to sign up for a separate prescription drug plan. Private companies provide this. Medicare Supplement Some people may choose to get a separate Medicare Supplement plan.